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It's 1am and you just spent the last hour bailing water out of your living room. Your frustrated, angry, tired and you don't know what to do. This site is designed to give you the tools to deal with it.
Maybe your kid went to the bathroom late at night and flushed a clogged toilet that kept running until it was to late, or the dishwasher, washing machine or sink caused the problem. It doesn't matter because help is a click away. So stop yelling at your spouse and take a couple of minutes to explore. The insurance link is the best place to start.
Note the time, because your time spent will be part of your claim. Don't throw anything away. Take as many pictures as you can. You never know if they may come in handy.